Friday, January 3, 2014

What Should Retirement Planning Look Like?


All too often, people have unrealistic goals and expectations when it comes to their retirement. The average person, for example, believes that he or she will spend less money in retirement than he or she does in daily life. The truth is, however, that retirement is rarely as far away as it seems, and, as a result, people haven’t always paid off their homes, paid off their children’s educations, or saved as much as they thought.

In fact, according to recent studies, the average adult will need as much as 70 to 80% of his or her pre-retirement income in order to live comfortably during retirement. With those figures in mind, it’s quite obvious that retirement planning is important.

So, what’s the right way to approach retirement planning? Well, to put it simply, it’s to save as much as you possibly can for the future while still making sure you live comfortably now. Fortunately, you don’t have to figure out how to do that on your own. The friendly folks at Platinum Financial Services of Naperville are there to assist you, and the sooner you seek help, the better!

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