All too often, people have unrealistic goals and
expectations when it comes to their retirement. The average person, for
example, believes that he or she will spend less money in retirement than he or
she does in daily life. The truth is, however, that retirement is rarely as far
away as it seems, and, as a result, people haven’t always paid off their homes,
paid off their children’s educations, or saved as much as they thought.
In fact, according to recent studies, the average adult will
need as much as 70 to 80% of his or her pre-retirement income in order to live
comfortably during retirement. With those figures in mind, it’s quite obvious
that retirement planning is important.
So, what’s the right way to approach retirement planning?
Well, to put it simply, it’s to save as much as you possibly can for the future
while still making sure you live comfortably now. Fortunately, you don’t have
to figure out how to do that on your own. The friendly folks at Platinum
Financial Services of Naperville are there to assist you, and the sooner you
seek help, the better!
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