Friday, April 11, 2014

Don't Use Retirement Funds for Childs Education

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A recent article in The US News & World Report chronicled how many adults are dipping into their retirement funds in order to pay for the ever-rising costs of sending their children to school. While this strategy might seem like the best option or like your only option, it’s really not a smart choice. If you start making wise decisions with your money now, you can be better prepared for handling education costs, and you can do so without dipping into your retirement fund.

To begin with, start education planning as soon as possible. Even if your child is still in diapers, it’s not too early to start putting aside money for college. The right financial organization can help you to set realistic savings goals no matter what the age of your child or how long you have to save.

The right financial organization can also help you to take a future-forward approach to education planning by estimating the costs of college by the time your child will be going off to school and by helping you to prepare to meet those costs head-on.


To give your child and yourself the best future possible, don’t rely on retirement funds to pay for education costs. Instead, contact Platinum Financial Associates of Naperville to come up with a better plan that benefits both you and your child.

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