A lot of people think that investing is only for the
super-rich and/or the super-skilled.
The truth is, however, that absolutely anyone can be an investor. You don’t have to have a ton of know-how or even a ton of time to be
a smart investor.
If you’re looking for easy, no-hassle ways to invest, rest
assured that we’ve got you covered!
Automatically Advised Profiles
One option, to start with, for the laid-back investor, is to
go for an automatically-advised investment profile. All that these profiles require
you to do is to simply sign up. The rest will be taken care of for you through
an automatic system.
When you sign up for one of these services, you simply
select your cap (how much you have/want to spend) and provide general
information about your finances, interests, and goals.
Based on this information, your auto-investor will diversify
your funds among any and/or all of the following, depending on your
preferences:
l U.S.
Stocks
l International
stocks
l Emerging
market stocks
l U.S.
Corporate bonds
l International
bonds
l More!
Just remember that, while an auto-investor might be useful
for managing your money later in the process, it’s wise to consult a real-life
financial advisor to help you make the right choices during setup.
Retirement Advisors
Another option you have is to choose a “real-life” or online
retirement account advisor.
These professionals, many of which work on a non-commission
basis, can help you with rebalancing, tax-loss harvesting, and more- all
designed to help you make the most of your retirement accounts and perhaps even
to make some smart, retirement-related investments.
While the choice is yours, most people do prefer to work
with a real, live person when it comes to retirement matters since so much is
at stake, and it’s nice to have someone who can help walk you through your
options for an awesome future.
Blue Chip Stocks
Finally, don’t forget that you can always go with so-called
“blue chip” stocks. These are simply “safe” stocks, i.e. Stocks that come from
very well-established, well-known, stable, and reliable companies, such as Coca
Cola, Starbucks, or McDonald’s.
In other words, these are stocks that, barring very unlikely
events, are going to fare relatively well the vast majority of the time.
These safe-bet stocks can help you to gain multiple
individual shares of stocks, and while you might not have the most diverse or
impressive or even unique profile on the block, you’re also not facing a lot of
risk, worry, or necessary hands-on changes and management
As you can see, there are all kinds of investment options in
today’s world. If you’re not someone who wants to devote a lot of time and
energy to investing, know that, with the right help and the right choices,
investing- and benefiting from your investments- is still a real possibility
for you.
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