All About Investment Portfolios

Investing, especially when you’re new to it, can seem quiet tricky. It’s normal to feel overwhelmed and confused about what types of investments exist and which ones you should be using. Really, though, it’s all a lot simpler than it seems, especially when you realize that almost all investments are going to fit into one of three categories.

Category #1: Stocks

Stocks are a very common type of investment and usually fall under the classification of common stocks or preferred stocks. Stocks are backed by companies, which, in turn, pay money to shareholders. How much money the shareholders will earn depends on how many shares they have. If you’re confused about what stocks to buy or how many, a financial adviser can help you to pick some safe bets to get you started!   

Category #2: Real Estate

Another way that you can invest is through property or real estate. You can actually own physical property or choose to invest via real estate investment trusts. In either instance, you will find that real estate is a good investment, especially for beginners, since it holds onto its value fairly well and is considered a fairly low-risk investment.

Category #3: Bonds

There are all kinds of bonds that you can choose from to start building money for the future. There are government bonds, municipal bonds, corporate bonds, and a whole host of other options. Fortunately, the right financial adviser can walk you through your options and help you to choose the right bond or bonds for yourself based on when you want to see your earnings, the level of risk you are comfortable with, and other factors.

As you can see, you have many investment options. If they all seem overwhelming to you, don’t worry. Just have a professional guide you through the process!