What is the Smartest Investment?

If you ask the average American what he or she thinks is the very best long-term investment, he or she is likely to say real estate, according to a recent study by Gallup.com. The site recently released a comprehensive article that explained how Americans, who once thought gold and stocks were the smartest investments, now believe real estate to be the wisest choice. In fact, low-income individuals are now more likely to believe gold is a smart investment than any other group.

So, whose right in all of this? Really, no one. It’s never smart to put all your future hopes and dreams into

only one type of investment. If you’re really going to have the future you want, you need to be utilizing a wide range of investment types. That way, if one investment strategy fails, then another can make up for that failure.

Want to invest smart but don’t know where to start? You’re in luck. Platinum Financial Associates of Naperville offers a wide range of investment services to help you make financial choices you can be proud of now and in the future.

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Thinking of Buying a House?

Are you thinking about buying a house? Hopefully, you know that you will need lots of help as you make this very important purchase. Anyone who is purchasing or even considering purchasing a house should have the assistance of a lawyer, for example, and a professional realtor, or at least someone who knows and understands the real estate market and all of its procedures.  Most people are aware that lawyers and realtors are good people to consult when purchasing a home, but they often forget or don’t realize that investment advisors are necessary during the process as well.

The investment services provided by financial advisors are absolutely invaluable, especially when you’re thinking about making a huge and important purchase. Investment advisors know their clients’ finances inside and out and can help them to buy homes within their price range and to avoid making buying mistakes they’ll later regret. In short, don’t buy a home until you’ve gotten help from a qualified investment services professional. If you don’t yet have an investment advisor, you can find one at Platinum Financial Associates of Naperville.

A Solid Savings Account is No Guarantee

Are you one of the many people in the United States who believes that you can do without investment services? All too often, people take saving for the future into their own hands. They simply squirrel away as much cash as they possibly can, believing that they will be able to draw on that money later in life. While saving money is always smart, there’s one thing you need to know and understand: the money you’re saving now might not have nearly as much value in the future.

See, in America, there’s this little thing called inflation, and inflation means that the value of the dollar decreases over time. So, if you’ve saved a few thousand dollars (or even a few hundred thousand dollars!), you might think you’re all set. In truth, though, your money might not amount to much in the years to come.

The way to get around inflation is to make smart investments, investments that aren’t just cash and that will carry you through no matter what the future holds. To start making smart investments like these, contact Platinum Financial Associates of Naperville; you’ll be glad you did

Navigating the Tricky World of Investments

Most Americans are aware that they should be investing, but most are also clueless as to what they should be investing in and in what amounts. Even those who have done their research and who feel that they have a fairly good handle on what makes a smart investment are often confused and frustrated by the fast-changing nature of investments. Fortunately, however, you don’t have to give up on investments altogether or just make your best guess when it comes to investments. No, if you rely on the help of a professional Naperville company that specializes in investment services, you can take all the guesswork out of investments and put your money to work for you!

When you sit down with an investment services professional, you’ll be able to learn about the different types of investments, as well as which investments are a sure bet right now. That’s not to say that you always have to play it safe; indeed, sometimes it’s important to take risks, but there’s a right way and a wrong way to take those risks. You can get all the answers and assistance you need to watch your money double or even triple by contacting Platinum Financial Associates of Naperville.

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Attorney General Violates Finance Law

Arizona’s Attorney General, Tom Horne, is facing accusations that he violated campaign finance law. Yavapai County’s attorney, Sheila Polk, and a handful of other accusers are claiming that Horne worked closely with an independent expenditure committee against campaign rules. As a result, Horne is being commanded to give back $400,000 and to alter previously submitted campaign finance reports. If he doesn’t, then the fines could triple.

While Horne hasn’t denied or admitted to working with outside investment services or of being guilty of any of the offenses with which he has been charged, his attorney is stating that everything is all a big misunderstanding. The attorney claims that emails and phone calls surrounding Horne’s unlawful interaction were actually misconstrued communications relating to a private real estate deal.

Whether Horne is ultimately found innocent or guilty, this story demonstrates how important it is to carefully choose those whom you employ for investment services. Fortunately, if you’re in Naperville, you’ve got a safe choice in Platinum Financial Associates.

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Saving Up for Your Dream Vacation

When most people think about working with Naperville investment services, such as Platinum Financial Associates, Inc., they think of doing “smart” things like opening up a retirement fund or investing money in the stock market. While these types of things are certainly important, it’s also important to have a little fun in your life! That’s why it’s a good idea to put aside at least a little of your money for that dream vacation you’ve always wanted to take. Whether it’s a cruise to the Bahamas or a tour of Europe, saving just a little at a time can eventually lead to a wonderful, unforgettable vacation with the entire family.

Reputable Naperville investment services will help you to get your major finances, such as bills and loans, in order. Once you’re paying everything on time and saving money for important future events, it’s easy to take any overage and save it toward a vacation or other wish-list item.

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Thinking of Starting a Small Business? Read This First!

Do you dream of opening a small business? If so, a Naperville investment services team, can sit down with you, go over your finances, and determine whether or not doing so is actually a viable option for you at this point in your life. A good service can also give you a realistic idea of the various costs and fees typically involved in opening a business and, if necessary, can help you pursue various financing options to turn your dream into a reality. Obviously, every business and every business venture is different, but most businesses will have similar startup costs to deal with.

Almost all businesses, for example, will need to be registered in the state of Illinois. Obviously, there are some exceptions, so check local laws as they relate to your business or ask PF Invest about whether or not your business will require registration. Various licenses and/or permits and branding costs may also be required for your business. You really need to make sure that you take care of all the required fees associated with opening a new business, since not doing so could quell your project 

before it even gets off the ground.

If your business is going to have a physical location, then there will obviously be fees associated with that. Whether you’re buying a space in which to run your business or just leasing a commercial property, securing a location for your business will likely be one of your biggest costs. Even home businesses will likely require a home office space or virtual space on the web, and those carry fees with them as well.

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